When the XT3 image in viewfinder is clear and preview is black, the camera can feel broken even though autofocus and shooting still work. Usually, the problem is not the sensor or lens. It is often a playback setting, an unusual display mode, a corrupted card, or a connection that is confusing the camera. I would troubleshoot it in that order, starting with the changes that take less than a minute and cost nothing.
The Fujifilm X-T3 has separate paths for showing a live scene and reviewing a captured file. The electronic viewfinder can display a bright, properly exposed scene while the rear screen shows a black playback image. That distinction is useful: if the live view looks normal and only the recorded preview is wrong, you already have evidence that the lens, shutter, and sensor are probably doing at least some of their jobs.
Start with playback and display controls
Press the playback button, marked with the small triangle, rather than relying on the camera to show the image automatically after each exposure. If playback is black, press the DISP/BACK button several times. The X-T3 cycles through different information screens, and one view can appear almost empty when the image is underexposed or the display is set unusually.
Next, look at the viewfinder and LCD selector on the side of the viewfinder housing. Set it to the position that allows the camera to choose the display automatically, then move your eye away from the finder. The rear LCD should wake up. If the LCD works in menus but not during image review, the issue is likely a display configuration rather than a failed screen.
Also check the playback zoom. A captured frame can look like a black field if you have zoomed into a dark area. Press the minus button several times to return to a full-frame view. Try reviewing several older images, not just the newest photograph. One black frame points toward exposure or file corruption; every frame points toward playback or hardware.

Check exposure before blaming the camera
If the XT3 image in viewfinder is clear and preview is black, make one controlled test in bright daylight. Use a known-good Fujifilm lens, set the mode dial to aperture priority, choose an aperture around f/5.6, and set ISO to 400. Select a shutter speed around 1/250 second if the camera is not choosing it automatically. Photograph a light-colored wall or a desk near a window.
Then inspect the histogram. A histogram is a graph showing where tones fall from black to white. If the graph is piled against the left edge, the file is genuinely underexposed. In manual exposure mode, increase shutter time, open the aperture, or raise ISO. A mistaken setting such as 1/4000 second at ISO 160 in a dim room can produce a nearly black photograph while the electronic viewfinder still looks usable because its brightness is being amplified.
Turn on the exposure preview option in the screen settings if you want the finder to represent manual exposure more honestly. When this option is disabled, the live view may stay bright for composition even when the selected exposure would be dark. That is convenient for studio work with flash, but confusing during ordinary daylight or indoor shooting.
Separate a card problem from a camera problem
A black preview can come from a bad or incomplete file on the memory card. Turn the camera off, remove the battery for a minute, and reinsert it. If the camera has two card slots, remove both cards and test with one reliable card in slot one. Do not format a card until important photographs are copied somewhere safe; formatting erases its directory and usually its contents.
Make three new test photographs with the card removed. The X-T3 cannot save files without a card, but this test can still reveal whether live view and the shutter respond normally. Then insert a different, known-good SD card and repeat the test. Use a card with adequate speed and capacity from a reputable manufacturer such as SanDisk, Lexar, or Sony. A card that works in a phone is not automatically healthy enough for repeated camera writing.
If new files look normal on another card, copy your images from the original card with a computer card reader and replace it. If every card produces black previews, continue with the camera settings and physical checks instead of repeatedly formatting media.
Inspect the lens, shutter, and sensor path
Remove the lens and examine the electronic contacts for dirt, oil, or damage. Reattach it firmly until it locks. If you have another compatible lens, test that lens as well. A lens communication problem can create incorrect exposure behavior, although it is less likely when the live view is consistently clear.
Set the camera to a moderate aperture and photograph a bright, evenly lit surface. Listen for the shutter and watch the front curtain if you can do so safely. Do not touch the shutter curtains; they are delicate and expensive to repair. If the shutter sound is abnormal, the camera displays an error, or the sensor appears obstructed, stop testing and preserve the files already on the card.
A useful comparison is to open one of the new files on a computer. If the computer shows a normal photograph but the camera preview is black, the image data is fine and the rear display or playback circuit is the likely problem. If both the camera and computer show black, exposure, shutter operation, or sensor electronics deserve closer attention.

Reset settings without losing photographs
Before a reset, record any custom button assignments, film simulation preferences, wireless settings, and autofocus choices you want to recreate. In the setup menu, use the reset option for shooting or user settings rather than formatting the card. A settings reset does not serve the same purpose as deleting images, but careful menu navigation still matters.
After resetting, test with a simple configuration: single-point autofocus, mechanical shutter, auto ISO, aperture priority, and no flash trigger or HDMI cable attached. Disable tethering, smartphone control, and any unusual external monitor setup. A connected device or remote display can change what the camera sends to its screens.
If the XT3 image in viewfinder is clear and preview is black after a clean reset, a new card, and a second lens, software is no longer the first suspect. A firmware update can be reasonable if Fujifilm lists a relevant fix, but do it with a fully charged battery and stable instructions. Do not interrupt power during the update.
When repair is the sensible next step
The XT3 image in viewfinder is clear and preview is black becomes a repair case when menus are visible but photographs remain black, the camera shows an error, the rear screen flickers, or files fail on multiple cards and lenses. Write down exactly what works: live view, autofocus, shutter release, menu display, playback, and computer transfer. That short list helps a repair technician avoid repeating basic tests.
A professional diagnosis is especially worthwhile if the camera was dropped, exposed to moisture, or used with a third-party power source. A loose display cable, damaged shutter, or failed imaging board requires opening the body; it is not a safe home repair. Ask for a diagnosis and estimate before approving work, then compare that cost with the price of a clean used X-T3 body and the value of your existing batteries, grip, and lenses.
The best camera is the one you understand. Start with display controls, confirm exposure, isolate the card, and test another lens before assuming the X-T3 needs replacement. That method is slower than buying new gear, but it usually leads to the right answer—and keeps a solvable preview problem from becoming an unnecessary expense.